Typical Client Needs by Industry

 

Very Large bank (top ten globally)

  • Retail, middle market, and corporate probability of default (PD) and loss given default (LGD) solutions
  • Expert judgment tools for low default asset classes such as banks and brokerages
  • Economic and regulatory capital systems

Regional US bank

  • SME (small and medium size enterprises) PD and LGD models
  • Real estate PD and LGD models
  • PD and LGD data cleansing and collection solutions

Regional Asian bank

  • SME (small and medium sized enterprises) PD and LGD models
  • Low-Default industry PD models (mutual funds, broker-dealers, capital markets participants)
  • PD and LGD data cleansing and collection solutions

European Insurance company

  • Models to assess trade credit insurance counterparties, mostly industrial corporations in North America and Europe.

Global Energy firm

  • Assess counterparty (energy users’) credit risk
  • Faster, more efficient processes across business units and regions
  • Assess bank counterparty credit risk (including institutions with whom derivatives trades are undertaken)
  • Assess portfolio risk profile across all activities, examining marginal risk capital for prospective deals

Asset Management firm

  • Portfolio management
  • Formulation of trading rules

Multinational Pharmaceutical company

  • Assess acquisition candidates and own risk profile post-acquisition.
  • Rate counterparties
  • Assess partners, suppliers, and clients

Multinational Technology firm

  • Manage bond portfolios for better yields on cash reserves.
  • Assess counterparties